Ai-Payment is designed to transfer value directly between two parties without the need for an intermediary (P2P). The fundamental type of transaction here is "push," although this model may be sufficient as a Proof of Concept (POC) for cryptocurrencies, its enough to enable them to make payments using digital currencies. AIGO is rebuilding the payment space with flexible and easy-to-use blockchain technology credit cards, developing a complete payment system that is in demand in the business world. It expands and increases users payment options, and starts to focus on cryptocurrencies.