Heres the translation in English, preserving the HTML formatting:
```html
BNB DeFi is a protocol on the Binance Smart Chain. It establishes money markets, which are pools of assets where algorithmically derived interest rates are determined by the supply and demand of the assets.
BNB DEFI is the preferred bridge connecting the BSC and Polygon networks for transferring stablecoins such as USDT, USDC, and DAI.
```
