BondAppétit is a B2B/B2C solution providing commercial loans, combining the advantages of other protocols and utilizing best practices to achieve a fully decentralized governance structure. The primary asset within the protocols ecosystem is its issued stablecoin, BondAppétit USD (USDap). The price of USDap is pegged to the US Dollar at a 1:1 ratio and is always backed by sufficient collateral. The price of USDap is automatically balanced based on a basket of real-world debt obligations that form part of the protocols assets.