HGS stands for Hawthorn Guardian System, the acronym for the Hawthrone Guardian Platform. Initiated and operated by the Hawthorn Foundation in Singapore, HGS is the token used on the Guardian Mutual Assistance Chain platform. HGS aims to build a community mutual assistance ecosystem, supported by blockchain technology and centered around the blockchain community, through mutual insurance. By leveraging token points, HGS connects mutual assurance contracts and global insurance marketplaces, creating an insurance ecosystem exclusive to Guardian. Within this system, multi-currency wallets, smart contracts, and distributed ledgers establish a market for mutual assurance contracts that is characterized by multi-party collaboration, shared supervision, and mutual benefits. Holders of HGS can lock their tokens in their wallets and exchange them for points (DT) from partner insurance stores, which can then be used to purchase insurance products from the global insurance marketplace. Additionally, HGS holders can also lock their circulating HGS tokens in their wallets to apply to become insurance sales agents for partner institutions, selling insurance products and earning commission.