Moeda offers a simple and convenient end-to-end payment and remittance network, empowering developers to achieve their ambitious goals. From micro-merchant loans to large crowdfunding projects, Moedas crypto tokens, linked to fiat, enable the empowerment of ordinary people worldwide. Unlike cash, crypto tokens can circulate more broadly and rapidly. Through its payment, remittance, and lending features, the Moeda platform utilizes blockchain-driven Android and iOS software to help entrepreneurs who lack access to banking credit leverage the convenience that Moeda brings. This will have global impacts in conjunction with Unicafes, an NGO charity lending program, the implementation of United Nations Sustainable Development Goals, and Green Cross.

Moeda tokens are essential financial channels for empowering rural and unbanked populations.

Project Background

Initiated at the United Nations Hackathon in 2017, Moeda was aimed at achieving the UN Sustainable Development Goals. Through blockchain technology and our proprietary digital tokens (MDA, MDABRL), people around the world can quickly and transparently invest in these projects, impacting sustainable growth.

Inspired by blockchain technology to provide greater confidence, efficiency, transparency, and funding for those unable to access funds through traditional systems, the company was launched at the UN Hackathon in 2017 and successfully held a crowdfunding campaign. In 2018, Moeda began selecting and supporting 18 projects involving family agriculture cooperatives in Brazil. We have established processes and integrated learnings, in addition to key partnerships that we will leverage when opening our portfolio to hundreds of seed projects in 2019. Upcoming steps include launching our currency seed application, which will facilitate investment, track seed projects, and serve as a tool for the entrepreneurs we support. Starting in 2019, Moeda will expand into other Latin American countries.

Project Features

Eliminates common barriers that typically put businesses at risk: exorbitant interest rates, unfriendly terms and payment conditions, bureaucracy, and brokers. Provides access to technological, business, market, and sustainability support to ensure the success of seed projects and aid in the autonomy of local communities.

The Moeda Seed app will also facilitate peer-to-peer payments and loans for entrepreneurs without bank accounts, offering impact projects aligned with the UN Sustainable Development Goals.

The Moeda Seed app will allow investors and entrepreneurs to conduct business:

Instant end-to-end payments and increased accessibility using digital tokens, avoiding restrictions and government fees on all transactions within the Moeda payment ecosystem. Provides a transparent record of financial activities reflecting all transactions made through blockchain applications. Shares knowledge, new impact models, and mutual support, providing tools to explore the details of seed projects. Uses a digital identity linked to an immutable ledger in the blockchain to create a system where users, besides being owners of their own financial data, can be classified based on credit scoring. Moeda is not just a currency or an application: it is a platform that leverages technology to connect investors with impact entrepreneurs in a transparent, fair, and flexible manner.

The Moeda Seed app is merely one tool in an entire ecosystem based on identity, utilizing two digital token structures (MDA and MDABRL) and tracking project accountability. Our system architecture employs a hybrid format combining different technologies.

The Moeda Seed program is capable of providing support for technical assistants so they can analyze, assess risks, select projects, and follow up on investments and results. The outcome of each step is recorded in our audit blockchain, which is connected to the MDABRL smart contract tokens to track all expenditures within the ecosystem. All results create attributes within the users blockchain identity. Only if you hold MDA tokens can you gain access to investments.