MOYU is the infrastructure for blockchain privacy payments. Initiated by experts in payment systems, cryptography, and blockchain from around the world, it reclaims the right to privacy associated with payment data for individuals through the establishment of multiple OTC payment platforms. MOYU provides simple, efficient, and secure privacy payment experiences for users globally. MOYU is the token used to incentivize parties involved in OTC transactions, including both sides of the transaction, merchants, and platforms. The amount of MOYU held determines eligibility and return rates for participation in OTC platforms.