New Pay Five is a public blockchain alliance that utilizes payments as an interface to revamp the payment ecosystem and create coin payments, aggregated payments, cross-border payments, and fiat currency payments. New Pay Five is owned by the Morgan Foundation, which has established the NP5 Community Operations Center to oversee New Pay Fives operations globally. The NP5 Community Operations Center will establish 12 super community operation centers worldwide in Kuala Lumpur, Hong Kong, New York, Jeju Island, Tokyo, Saipan, Bangkok, Las Vegas, Moscow, Dubai, Johannesburg, and Shenzhen. The relevant technologies for New Pay Five were designed and developed by a technology company under Prosperity Capital Holdings, commissioned by the Morgan Foundation. From design to development, New Pay Five took 18 months and a total investment of millions. It was scheduled to complete development in September 2019 and officially launch its mainnet in March 2020 after completing mainnet testing.