PumaPay has developed an advanced billing infrastructure for merchants, allowing them to design flexible payment schemes through blockchain. PumaPays open-source payment protocol is a groundbreaking blockchain solution that provides a robust payment mechanism more reliable, efficient, flexible, economical, and scalable than traditional implementations (credit cards). Unlike todays payment methods, including credit cards and virtual coins like Bitcoin, the Pull Payment Protocol is designed to overcome real obstacles and offers a set of tools for smooth onboarding processes for businesses and individuals. The PMA token is the primary facilitator and means of value transfer within the PumaPay ecosystem.

Project Vision

The open-source Pull Payment Protocol by PumaPay is a comprehensive blockchain solution that offers a more reliable, efficient, flexible, cost-effective, and scalable powerful payment mechanism compared to current implementations (credit cards). Unlike todays payment methods (including credit cards and virtual currencies like Bitcoin), the Pull Payment Protocol is newly designed to overcome existing barriers and provides a suite of development tools to facilitate onboarding for businesses and individuals. 
With PumaPay, merchants can: 
Plug in various billing solutions to directly accept cryptocurrencies, replacing redundant banking layers; 
Offer comprehensive and flexible billing solutions to customers, addressing all common billing scenarios, including recurring payments, pay-per-use, etc.; 
Eliminate fraud and chargeback risks along with associated penalties; 
Save on hefty middleman transaction fees, currently ranging from about 3% to as high as 15%.

Project Highlights

The PumaPay token is the "facilitator" of the protocols unique features. It is the sole means of transferring value between parties through the protocol and can be converted from any other cryptocurrency or fiat currency. We will drive adoption of the PumaPay token in both online and offline industries, focusing on e-commerce and online services. By facilitating integration of our protocol and making PMA a de facto payment method, we aim to acquire a large user base, thus establishing a thriving cryptocurrency economy. 
Our token economy is based on four pillars: 
Early Adopters 
Companies across various industries that have committed to joining the PumaPay Pull solution. 

Launch Partners 
Our launch partners integrate the PumaPay Pull Payment Protocol into their platforms and work closely with us to lay the groundwork for widespread industry decentralization by promoting broad adoption of the PumaPay token.

PumaPay Pride 
Wallet-integrated applications where PumaPay token holders can search for places to spend their tokens, significantly increasing the appeal of participating businesses.

Third-Party Complementary Service Providers 
Enables third-party companies to create service layers on top of the protocol, contributing to the PumaPay ecosystem and creating new business opportunities for enterprises (e.g., credit networks, security, code verification, etc.).

Use Cases