The creation of SPLASH COIN is aimed at addressing the challenge of fund collaboration between small community lending entities in Indonesia. These entities lack an integrated ledger system that would allow them to see which ones still hold loan funds. In such scenarios, entities with more loan applications but limited loan funds reach out to others to borrow loan capital. Conversely, entities with more custodied lending funds than borrowers can improve their investment return performance. More importantly, they need to comply with legislation regarding the small community loan fund cycle. SPLASH COIN is using blockchain technology to maintain openness, security, trust, and accessibility of the ledger among its members. Similarly, transactions can be executed efficiently. Additionally, SPLASH is the first technology that enables a network of lending entities to leverage parked lending funds for investment in cryptocurrency custodial funds.