“Heaven as the chessboard, stars as the pieces, aligning people, hearts and the entire world.” The Tianhe Chain project aims to build a decentralized, distributed, inclusive financial platform through a community alliance that embraces crowdfunding, crowd promotion, crowd wisdom, sharing, co-construction, and win-win cooperation. Leveraging a novel crowd-wisdom model that combines games, social interaction, and finance, Tianhe Chain strives to address the information asymmetry bottleneck prevalent in traditional inclusive finance. It empowers small and medium-sized enterprises with chain transformation, establishes a new distributed business model, and assists companies in leapfrogging the competition.