Two Paws is a P2P lending platform. Compared to other credit products, the fixed interest rates and fixed repayment periods confer benefits to users. Furthermore, without liquidation, loans can be repaid within the stipulated timeframe, affording users greater autonomy and flexibility. Additionally, the interest rate remains constant throughout the loan tenure, providing predictability to the borrower and enabling them to better manage their finances.
The Two Paws protocol facilitates a time-limited commitment between both parties. The loan provider earns a fixed rate, whereas the counterparty consents to settle the debt within the agreed-upon timeframe. All earnings accrue to the party extending the loan, instead of being siphoned off by bots or arbitrage algorithms, thus offering superior safeguards to both parties.
Borrowers can safeguard their positions for the agreed duration, irrespective of fluctuations in asset prices. Lenders are prohibited from liquidating the borrowers position prior to the expiration of the loan term. Each loan operates independently, meaning no party can liquidate the position until the loan is duly repaid. In the event of non-repayment, all profits revert to the lender.