FWC (Wisdom Pay), based on AI technology, overcomes the limitations of existing cryptocurrency settlements, offering faster and more stable solutions compared to others. Its most distinctive feature is the use of hedging (a method that secures payment prices in the form of futures between franchisees and payment providers) to mitigate market fluctuation risks for actual users of the settlement solution. Wisdom Pay by FWC is a payment platform designed to diversify the use of cryptocurrencies in the real economy. It encompasses PG, COIN, CARD, MOBILE APP, and WALLET.