Heres the translation in English, preserving the HTML format:
```html
XIF is a cryptographic digital currency based on X-Pay, the lightning payment system. As a digital asset payment application based on the public blockchain X Infinity, transactions can reach up to 100,000 TPS per second, and transfer times are reduced to 1 millisecond. It has broad application prospects in various online and offline consumption scenarios, such as malls, games, and app cards.
```
