99DeFi is a decentralized peer-to-peer network designed to facilitate transparent and secured lending through blockchain smart contract technology. The platform has been audited by Block Audit security experts to check for vulnerabilities, eliminating potential loopholes and boosting user confidence. The network employs cross-chain communication for consensus management, enabling trusted information exchanges between multiple blockchains. Built on the Binance Smart Chain (BSC), 99DeFi utilizes delegated proof of stake, allowing for more transactions at lower costs per second.