UP Wallet is a decentralized, multi-currency digital wallet. It can be seamlessly connected with exchanges, allowing users to avoid constant transfers of assets between their wallets and exchanges.

In the UP Wallet ecosystem, users can use UWT to do the following: assist in opening accounts on exchanges and offset transaction fees; when trading through the apps integrated exchange, users can enjoy UWT rebates; purchasing a wallet membership entitles users to different levels of fee discounts; users can be rewarded with UWT during transfers and trades, with the amount of UWT awarded based on trading frequency and volume, which can further serve as an indicator of user credit ratings; users can use UWT to buy financial products offered within the app; users who lock up UWT stand a chance to purchase new tokens listed on the exchange, with higher locked-up amounts increasing the likelihood of success.